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The Ultimate Correct Way to Deal With Woman and Money

The Ultimate Correct Way to Deal With Woman and Money

The article warns men against blindly spending money on women in relationships, arguing that money and love are not connected. Direct transfers or expensive gifts only fuel greed, create dependency, and place men in a weak “provider” role. Instead, men should focus on shared experiences, self-growth, and maintaining authority in financial matters. Psychology shows that women admire strength, not handouts, and overspending leads to sunk-cost traps and unhealthy dynamics. The key principle is to spend only when it brings personal happiness, not when it’s demanded. Ultimately, a man’s value comes from self-awareness, strength, and continuous growth—not money.

How did Morris Chang establish TSMC, currently valued at 897 Billion US dollars, at the Age of 55

How did Morris Chang establish TSMC at Age 55, currently valued at 897 Billion US dollars

Morris Chang founded TSMC in 1987 at age 55, revolutionizing the semiconductor industry with the innovative business model of a dedicated foundry, focusing solely on chip manufacturing while clients specialized in design. Despite setbacks, including being forced to leave General Instrument in 1983, Chang leveraged his extensive experience at Texas Instruments and as an advisor at ITRI to propose the idea of “specialized IC manufacturing services” at 55. With support from Taiwan’s government and investments from ITRI and Philips, he assembled top talent and built on ITRI’s semiconductor expertise to establish TSMC. Starting with 220 employees, TSMC grew to become the world’s largest foundry, cementing Taiwan’s global semiconductor leadership and proving that entrepreneurship thrives on vision and execution, regardless of age.

Customized Automated Financial Table and Reports Generation Service for the Stock Market

Customized Automated Financial Table and Reports Generation Service for the Stock Market

Do you feel that collecting and organizing data takes up too much time when conducting investment analysis, creating content or presentations related to the stock market or financial statements?

Our service is designed to help you automate the generation of precise and reliable tables and reports related to the stock market or financial statements periodically through programming and web scraping technologies. This makes your work more efficient and time-saving while ensuring the accuracy of data in your spreadsheets and reports through regular updates and maintenance. This way, you can focus on more valuable analysis and decision-making.

performance comparison of 4 types of long term investment strategy - Cover

Why Does Focus Investing Performs Better than Market-Cap ETF than High-Dividend ETF than Bond ETF | 10-Year Empirical Study | Long-term Investing

Excluding short-term speculation akin to gambling, our study today focuses on a 10-year long-term investment perspective. We found that individual stock investments (focus investing) outperform market-cap ETFs, market-cap ETFs outperform high-dividend ETFs, and high-dividend ETFs outperform bond ETFs.

Assuming an investor allocated $100,000 to each of these four strategies 10 years ago:
– focus investing (represented by Apple, AAPL) grew to $884,000.
– Market-cap ETF (represented by Vanguard S&P 500 ETF, VOO) grew to $342,000.
– High-dividend ETF (represented by Vanguard Dividend Appreciation ETF, VIG) grew to $302,000.
– Bond ETF (represented by Vanguard Total Bond Market ETF, BND) grew to $116,000.

How can investors choose a strategy that aligns with their risk tolerance and personality, allowing them to achieve the best returns while still enjoying peace of mind?

In the following sections, we’ll explore each strategy in detail, analyzing their strengths and weaknesses to help you make an informed choice.

Rich mindset and poor mindset

From Broke to Wealthy: 17 Powerful Mindset Shifts That Transformed My Life

Today, I want to talk about the lessons I’ve learned on the path to richness.
One of the most fascinating aspects for me was discovering the 17 key differences between wealthy and poor individuals.

As someone who once struggled financially, I’ve come to understand that true wealth isn’t just about money—it’s about mindset. The way you think about money, success, and life plays a massive role in determining your financial future. In this article, I’m excited to share with you the 17 powerful mindset shifts that helped me break free from the cycle of scarcity and embrace abundance. These shifts didn’t just change my bank account; they transformed my entire approach to life.

If you’re ready to stop surviving and start thriving, let’s dive into these game-changing insights. With the right mindset, you too can create the wealth and freedom you deserve. Let’s begin!

TSMC and Intel Net Income Comparison 2024Q2

TSMC and Intel Net Income Comparison 2001 Q1 to 2024 Q2 | TSMC (Net Income 8.2 billion) dominates Intel (Net Income – 1.6 billion) in the semiconductor foundry market.

We compared the quarterly net profits of the two leading semiconductor foundries in the world, TSMC and Intel, covering the period from the first quarter of 2001 to the second quarter of 2024. It can be seen that for most of the time before 2020, Intel’s net profit was greater than TSMC’s. However, starting in the second quarter of 2022, TSMC’s net profit surpassed Intel’s, thanks to its technological advantage in semiconductor foundry services. Over the past two years, Intel has even experienced losses in the first two quarters of 2024, while TSMC has consistently maintained profitability every quarter for more than 23 years, which is quite impressive. We also analyzed the significance behind this shift in profitability, including Intel’s decision in 2021 to re-enter the foundry market and the competition and challenges it has faced since then.

Market Share Matters, but Mindshare is Key

Market Share Matters, but Mindshare is Key: Warren Buffett’s Philosophy on Capturing Hearts

The concept of mindshare originates from value investor Warren Buffett. It refers to a company’s ability to gain a long-term competitive advantage by occupying a prominent position in the minds of consumers, investors, and other stakeholders. Compared to market share, which focuses solely on a product’s sales proportion within a category over a certain period, mindshare encompasses a broader range of factors that influence how people perceive and think about a company. These factors include its reputation and word-of-mouth, brand, product or service quality, management team, financial performance, and other intangible elements.

23 Key Takeaways from Poor Charlies Almanack

23 Key Takeaways from Poor Charlie’s Almanack

The book “Poor Charlie’s Almanack” primarily shares the life wisdom and investment philosophy of Charlie Munger, who is the long-term business partner of Warren Buffett, the legendary investor.The content of the book revolves around the following key aspects:1. The Importance of Cross-Disciplinary Learning: Munger emphasizes that to become an excellent investor or decision-maker, one should not be limited to knowledge from a single field but should instead explore various disciplines and build their own “mental models.” These mental models are like tools in a toolbox, helping us to analyze problems more comprehensively and make better judgments.2. The Power of Compounding: Munger places great importance on the power of compounding, which applies not only to investing but also to many aspects of life. He believes that if you can be just a little smarter than others and allow time to work its magic, the results can be significantly different.3. Avoiding Common Thinking Errors: The book lists many common thinking errors, such as the sunk cost fallacy. Munger reminds us to stay vigilant and avoid letting these errors influence our judgments.4. Investment Philosophy: Munger shares his unique investment philosophy, emphasizing the importance of value investing and how to identify good companies that are undervalued.5. Life Wisdom: Beyond investing, Munger also shares his views on life, happiness, morality, and other aspects.In summary, *”Poor Charlie’s Almanack”* is a book filled with wisdom, suitable not only for investors but for anyone who wants to improve their thinking abilities.

Discover the Pros and Cons of Interactive Brokers' Stock Yield Enhancement Program

Discover the Pros and Cons of Interactive Brokers’ Stock Yield Enhancement Program

Interactive Brokers, Nasdaq ticker symbol IBKR, is a global online broker which offers their customers investment and trading services. Today, we would like to share with you the Pros and Cons of Interactive Brokers’ Stock Yield Enhancement Program, which is a way to make extra interest income by lending yours shares to other people who want to short sell the stocks.

Master the Art of Negotiation

How to Master the Art of Negotiation: Learn these 4 Core Strategies from Harvard University

Today we share key ideas from “Getting to Yes” by Ury and Fisher, focusing on achieving mutually beneficial negotiation outcomes.

Negotiation isn’t about winning or compromising; it’s about understanding and addressing underlying interests.

There are four strategies:

Focus on Interests, Not Positions: Instead of arguing over what you want (positions), delve into why you want it (interests). This fosters empathy and opens doors to creative solutions.

Use Fair Standards: Rely on objective criteria like market rates or regulations to make decisions. This removes personal bias and creates a level playing field.

Invent Options for Mutual Gain: Brainstorm solutions that benefit everyone. Differences can be the source of creativity, leading to win-win scenarios.

Separate the People from the Problem: Maintain a respectful relationship while addressing the issue head-on. Be firm on the problem but understanding towards the person.

Compare Interactive Brokers Fixed Pricing and Tiered Pricing

Compare Interactive Brokers’ Fixed Pricing and Tiered Pricing | the Winner Goes to Tiered Pricing

The conclusion is that Tiered pricing is cheaper compared to Fixed pricing in terms of the commissions you have to pay when buying and selling stocks using the Interactive Brokers platform. In this content, we calculate in detail how much commission you have to pay in different scenarios including how big is your trading amount, buy or sell, whether you buy on the bid or ask. Hopefully, our insights can help as many investors as possible to reduce their investment costs.

Comparison of Gross Profit Margins of Major Car Manufacturers - cover

Comparison of Gross Profit Margins of Major Automobile Manufacturers | Recent Overview of the Automobile and Electric Vehicle Industry

The figure compared the gross profit margins of major international automobile manufacturers over a period spanning from the second quarter of 2022 to the fourth quarter of 2023, totaling seven quarters. In the fourth quarter of 2023, the gross profit margins of each car manufacturer from highest to lowest were Toyota at 22.3%, Honda at 21.7%, Tesla at 17.6%, General Motors at 7.7%, Ford at 5.5%, and the startup Rivian at -46%.

Surprisingly, Rivian had a staggering gross profit margin of negative 193% in the second quarter of 2022, likely due to insufficient production capacity, possibly inadequate yield rates, and insufficient sales. However, fixed costs such as management expenses continued to be incurred, demonstrating the significant challenges faced by capital-intensive startup companies. Since its inception, the company has yet to turn a profit for any quarter. Nonetheless, its electric pickup truck performance and camping experience are remarkable, and there is hope for Rivian to perform well in the future.

5 Reasons Why Warren Buffet Invests in Japan's Largest 5 Trading Houses Stocks. Who is the Biggest Japanese Trading House

5 Reasons Why Warren Buffet Invests in Japan’s Largest 5 Trading Houses Stocks | Who is the Biggest Japanese Trading House?

Warren Buffett’s Berkshire Hathaway issued yen bonds in 2019 and used these cheap yen to massively buy into Japan’s five major trading houses in 2020. There are mainly five reasons for this, including solid growth and easily understandable businesses, cheap yen, large company scale, cohesive and resilient Japanese culture, and cheap stock prices. This time, we will introduce these five major trading houses, understand their financial statements, and teach everyone how to invest in Japanese stocks.

Taiwan Guide for Night Owls

Ready to explore Taiwan? If you’re a night owl, this article is very suitable for you since I’m a night owl as well, principally because of my beloved one. I’m a local Taiwanese who’ve lived in Taiwan for more than 26 years. Usually, I’m active at night all the way until even 5 am in the morning. I went out with my girlfriend or friends for fun, drinks, walking around etc mostly in Taipei. That’s why I want to share this article for you. This article focuses on Taipei, which is the capital of Taiwan, and for night owls, is structured as follows: night market, bars, nightclubs, temples, parks, landscapes, restaurants, motels, and hot springs.

Dissecting Decaying Time Value of Options with respect to Market States of the Underlying Assets

This thesis proposes a different methodology to measure the speed with which an option’s time value approaches zero as the time to maturity T vanishes other than the Greek letter theta: the slope of a fourth-order polynomial fitted line implied from a term decay plot which plots the log of option price against the log of time to maturity. I hypothesize that when the market state of the underlying asset of options is bullish, the time value of put options decreases faster whereas when the market state of the underlying asset of options is bearish, the time value of call options decreases faster. Three methodologies are used to proxy for the market states of the underlying asset of options including past returns of the underlying asset price, Bry Boschan dating algorithm to classify the market into bull or bear, and Bollinger Bands to classify the market into bull, bear, or mean-reversion. We find international evidence that the hypothesis holds for the index options across countries including Taiwan, Hong Kong, South Korea, Japan, and Malaysia. The empirical results have huge implication for options trading and hedging in that they can construct better trading or hedging strategies by taking advantage of these findings.

What I Learned from Investing

Since 2012, I started my passion for investing and began trading for stocks, options, CFDs (forex) and automatic trading. I implemented some strategies like value investing, Turtle Trader, options (spread, sell side) and automatic trading via MQL4. Here I wanna share what I learned from the journey of investing.